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An insurance agency built on professionalism, innovation, accountability, respect, and patience.

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Home Insurance

Coverage that protects your biggest asset.

Auto Insurance

Protecting you while out on the open road.

Life Insurance

Solutions to ensure your loved ones are covered.

Business Insurance

Coverage and solutions for companies of all sizes.

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The Advantage of an Independent Agency Working for You

Here are our core values that truly set us apart.






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As an independent agency, we are here to help you find the right coverage.

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Cohens’ Insurance Agency

Delivering the highest level of service and coverage.

Insurance is constantly changing, and without the right advisor it can seem complex. That’s where Cohens’ Insurance Agency comes in. We are dedicated to simplifying the world of insurance so you can find coverage that meets your needs while informing you of your options and how to help you manage risk. Turn to us for customer service that goes above and beyond, along with insurance solutions designed just for you.

As an independent insurance agency, we represent multiple insurance companies to give you the power of choice. We also equip you with the knowledge to make informed decisions on your coverage options so you can protect what matters most to you. If you’re ready to get insurance from an agency that puts you first, choose Cohens’ Insurance Agency.

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Quality, Comprehensive, and Affordable Insurance Solutions

Providing a variety of personal insurance and business insurance solutions is what Cohens’ Insurance Agency does best.

Earning Trust One Client at a Time

“Cohens’ Insurance takes care of all of our personal and commercial needs. Excellent organization. Would highly recommend.”

– Sheri
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What Sets Us Apart

Here are the key factors to our success in serving the needs of each and every client.

Listening to Your Needs

We improve our services by being receptive to customer feedback.

Responding When You Need Us

We respond to customer concerns and inquiries in a timely manner.

Guiding You Every Step

We will always be courteous when guiding customers with policy enrollment and claims processing.

Earning Your Trust

We earn customer loyalty by practicing integrity with every transaction.

Treating Everyone Equally

We give equal treatment to clients and employees regardless of race, color, gender, or religious affiliation.

Serving Pennsylvania and Beyond

We are proud to serve clients across Pennsylvania and throughout the 35+ states we are licensed in.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.


Bodily Injury Liability Coverage

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage

Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.


Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.

Medical Payments Coverage

Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.


Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage

Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage

Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Transportation Expenses / Rental Coverage

Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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  Contact Cohens’ Insurance Agency

As an independent agency, we are here to help you find the right coverage.

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Licensed in Pennsylvania and Beyond

We are happy to serve clients across Pennsylvania including Huntingdon Valley, PA, and throughout the 35+ states we are licensed in. Contact us today, and we’ll help you with your insurance needs.


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